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The Single Parent Journey Towards Homeownership: Are You Ready?

Owning a house is a lifetime commitment. It requires more than just paying your mortgage on time; it also means making sure you meet regular home maintenance and repairs to make it a comfortable and safe place for your family. Most people’s future and finances depend on it, especially for a single-parent household. However, a sole caregiver’s income is found to be significantly lower than those with dual-income families. Furthermore, income disparity is still present to this day among genders and marital statuses. For instance, single dads receive significantly higher incomes than their female counterparts. Therefore, while homeownership is beneficial for most individuals, committing to this long-term investment can be challenging, especially for single parents. However, it doesn’t always have to go that way. Here are some questions you need to ask yourself before applying for homeownership: Can you carry out recurring bills? Homeownership is not for everyone, at least until before one settles their finances. For single parents, this may mean weighing in factors that would

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Why Millions of Foreigners Choose to Live in Melbourne

Retirees and immigrants choose to make Melbourne their home — and for very valid reasons. The city is one of Australia’s friendliest, and several factors make it a good place to plant roots. Low Cost of Living Living in Melbourne can be 30-50 percent less expensive than living in New York or Miami. The city is home to more than 100,000 Americans — most of them fleeing the high costs of necessities and day-to-day living in the US. Dining out costs 30-50 percent less (compared to US prices), while leisure activities cost less than half. Close to a million retirees from the UK also chose to spend the rest of their days in Melbourne. Renting a small 3-bedroom apartment in London can cost £3,000 (A$5,200), but a house in West Melbourne’s suburbs can go for less than £1,800 (A$3,000). Most of Melbourne’s properties are for rent, but the house and land packages sometimes open up. Safe Communities Melbourne communities are relatively safe compared to other urban centers in the

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How Australia Becomes the Ideal Retirement Destination

Australia is home to more than a million former UK residents. The country is home to 20 percent of the UK’s ex-pat retirees, and more are heading down under for a multitude of reasons. Weather Britons will go halfway around the world to escape the constant rains of London. While it certainly rains in Australia, it’s nowhere as frequent compared to the UK and certainly not all-year-round. Rain is limited to a few months between November and March. Of course, with those months coinciding with summer, rain is welcomed as a respite to the heat. Winters down under are mild, and only a few places in the south experience snow. Retirees with joint pain/problems welcome the warmer summer as long as they can escape the harsh pangs of winter. Cost of Living A move to Australia can save most UK residents 20 to 30 percent in monthly expenses. Almost everything is cheaper in Australia, except for a few grocery items. Dining out can cost 10 to 50

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Four Strategic Ways To Keep Your House Pest-Free

Are you getting tired of all the creepy crawlers overrunning your house? If you have issues with these unwanted guests, you can take comfort in the fact that you're not alone. Pests are quite a common problem by almost every homeowner that it's nearly impossible to contain them by yourself once they've already invaded your house. Fortunately, if you've had a couple of encounters with pests before, there are various preventive measures that you can do to keep your house pest-free. Even more, following these steps can help discourage these critters from penetrating your home at any time. Never leave your kitchen dirty Your kitchen can be the perfect breeding ground for cockroaches, flour moths, and even rodents if not cleaned properly. That's why it's essential to make sure that it's free of any food debris at all times. Also, Good Housekeeping Magazine says you need to clear your kitchen of any possible food sources that might attract rodents and other pests inside your home. It's also best

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Buying a Home Without Risking Your Health During COVID-19

If your house-hunting plans got delayed due to the pandemic, we can’t say it’s safe to resume them now, given that cases are still rising. But with contactless home-buying procedures currently available, you may already secure a mortgage and browse beautiful houses for sale without leaving your home. Online lending has boomed significantly over the last decade that it’s now common place to secure a loan without meeting your lenders face-to-face. But now everyone is urged to stay at home as much as possible; you’re more likely to close virtually as well. But of course, you’ll eventually move in; hence, safety precautions are essential. Below are some health tips to make your homebuying journey risk-free: Signing and Submitting Documents If you’re taking out a mortgage, ask your lender to provide digital copies of all the documents you need to sign and submit. Your lender shall set up an online portal where you’ll upload all your requirements, such as pay stubs and tax records. Using an online portal is relatively safer than exchanging emails since

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Amazing Reasons to Get Your Kids Connected with Nature

Gone are the days when most children would get excited to go home from school because they can play outside again. Instead, they now look forward to being allowed to use their smartphones and other electronic devices the most, and call it “playtime.” Not to be biased, mobile apps and games have some cognitive benefits, too. To name a few, watching age-appropriate educational videos help kids gain new knowledge about a certain topic and some games aid in developing problem-solving skills. However, no matter how much digital technology improves to benefit children, they can never have the same characteristics as nature. Children’s lack of exposure to nature is so extreme that it began to be called “Nature Deficit Disorder.” If your children have also been struck with this condition, here’s how to help them engage with nature: 1. Live in a Community Close to Nature If you plan on relocating in the near future, consider looking for beautiful homes for sale in a community surrounded by nature

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